305-204-5626

305-204-5626

Let's Get You Through The Pre-Qualification

Please Fill In The Form Below (It Takes Less Than 60 Seconds)

Home type *

Single Family

Multi Family

Condominium

Town Home

Co-op

Mobile Home

Manufactured

Is this your first property purchase? *

Yes

No

Property Purchase Situation *

Signed a Purchase Agreement

Need Pre-Approval Letter/Want to Put in Offer on House

Need to Know Max Price I can Afford

Buying in 2-6 Months

Researching Options

Refinance

Credit *

740 or Above

700-739

660-699

620-659

619 or under

Unsure

What are the Compensating Factors for Your FICO score? *

Property Will Be used For? *

Primary Residence

Second / Vacation Home

Investment Property

Estimated Purchase Price Of Property *

Less Than $200,000

$200,001-$300,000

$300,001-$400,000

$400,001-$500,000

$500,001-$600,000

$700,000 +

Estimated Down Payment *

Minimum Down

3% - 10% Down

11% - 20% Down

21% - 30% Down

31% - 40% Down

41% - 50% Down

More than 50% Down

File Bankruptcy in the Last 3 Years? *

Yes

No

Can You Show Proof oF Income? *

Yes

No

Working With a Realtor? *

Yes

No

What email would you like your Pre-approval emailed to? *

Full Name *

Cell phone (we text you confirmation) *

NEXT

Mortgages for Real Estate Investors and Landlords

Property financing solutions for property investors, landlords and business owners.

Options include, debt service coverage ratio, bank statement and asset qualifier loans that DO NOT require tax returns or W2s.

Get Pre-Approved / Fast,

Simple Process.

Home type *

Single Family

Multi Family

Condominium

Town Home

Co-op

Mobile Home

Manufactured

Is this your first property purchase? *

Yes

No

Property Purchase Situation *

Signed a Purchase Agreement

Need Pre-Approval Letter/Want to Put in Offer on House

Need to Know Max Price I can Afford

Buying in 2-6 Months

Researching Options

Refinance

Credit *

740 or Above

700-739

660-699

620-659

619 or under

Unsure

What are the Compensating Factors for Your FICO score? *

Property Will Be used For? *

Primary Residence

Second / Vacation Home

Investment Property

Estimated Purchase Price Of Property *

Less Than $200,000

$200,001-$300,000

$300,001-$400,000

$400,001-$500,000

$500,001-$600,000

$700,000 +

Estimated Down Payment *

Minimum Down

3% - 10% Down

11% - 20% Down

21% - 30% Down

31% - 40% Down

41% - 50% Down

More than 50% Down

File Bankruptcy in the Last 3 Years? *

Yes

No

Can You Show Proof oF Income? *

Yes

No

Working With a Realtor? *

Yes

No

What email would you like your Pre-approval emailed to? *

Full Name *

Cell phone (we text you confirmation) *

NEXT

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© 2025 Merci Capital Corp. dba Americ Mortgage

Debt Service Coverage Ratio(DSCR) Loans Are Often A Great Mortgage Option For Investors and Landlords.

A DSCR loan is a type of loan that uses the borrower’s debt service coverage ratio as one of the criteria for approval. This ratio, which is typically calculated by dividing the borrower’s net income over a certain period of time by all loan payments during that same period, indicates the borrower’s ability to meet debt obligations. Typical borrower = R/E investor, short term rental investors, etc.

*Not all borrowers will qualify. Additional documents may be required for eligibility

Available for purchase and cash-out or rate-term refinance
Investment, fix-n-flip, short term or long term rental properties

NMLS# 1824788 | Privacy Policy